The Virgin One Account

As mortgages get harder to find, the One Account could be the perfect answer

Click here to apply for The One Account today and forget about your mortgage

Still Looking for a traditional mortgage?

Looking for a standard remortgage?, click here for a quote

Looking for an adverse credit remortgage, click here for a quote

Want a self certificate remortgage quote?, click here for a quote

With our mortgage calculator, you can see easily how much money you can save on your mortgage deal by getting a better rate and perhaps overpaying on your loan to kill off the total amount repayable and the term of the loan get a free remortgage quote here. Unless you are lucky enough to be able to buy your house outright the chances are you will have to take out a mortgage. This is when the lender of your mortgage has first charge over the property.

The UK mortgages market is very competitive but most of the lenders are fighting for your business, this makes remortgaging a very attractive option. It used to be the case that you stuck with your mortgage provider from start to finish but now it makes sense to chop and change as better mortgage deals become available, Mortgage Advice Services are offering a free remortgage quotation.


Free Online Mortgage Calculator for Overpayments

Loan Amount £  Mortgage calculator
Interest Rate  %
Loan Period  Years
Monthly overpayments £ 

 

Happy MortgagesThe array of mortgages can be overwhelming at times, there are fixed rate mortgages, discounted mortgages, buy to let mortgages, variable rate mortgages, tracker mortgages etc etc so you may wish to use the services of a mortgage broker to help advise you on the most suitable mortgage for your needs.

A £100,000 repayment mortgage over 25 years at an interest rate of, say, 6% would cost £644 a month. So, over 300 months, the total cost would come to £193,290 - the original £100,000, plus £93,290 in interest. So, in this example, we pay back around £1.93 for every pound borrowed. However, making regular overpayments can slash thousands off your interest bill and the time taken to repay your mortgage, especially if you have a flexible mortgage. As this overpayment calculator demonstrates, an additional payment of £50 in the above example reduces our interest bill to £77,280 - a saving of over sixteen grand. Furthermore, this overpayment shortens the life of our mortgage by over 3½ years, which means 3½ years more freedom!


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MyMortgageKey  Mortgage Broker Form
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MyMortgageKey Mortgage Broker Form
We will match you with a mortgage broker - someone who is professionally qualified to advise us as to what is really best for us.
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The More Group  Standard Remortgage
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The More Group Standard Remortgage
Remortgage to lower your mortgage payments, release equity stored in your home, or consolidate debts. Free, no obligation enquiry form.
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Firstplus Loans
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Firstplus Loans
Top loans for UK Homeowners. Easy online application.
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Homeowners: Find Bad Credit Remortgages
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Homeowners: Find Bad Credit Remortgages
Bad credit is a problem that faces many, you are not alone. We understand the impact of CCJs, self certification, defaults or arrears when finding a mortgage.
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Remortgage Info
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Remortgage Info
Get info on remortgage from 12 engines in 1.
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Homeowners - You Can Get Bad Credit Mortgages
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Homeowners - You Can Get Bad Credit Mortgages
Crystal Clear Home Loans specialise in helping homeowners who have been declined for a mortgage, remortgage or loan. Contact CCHL today for a no obligation quote.
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Remortgage Fast - Visit MortgageSearcher Online
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Remortgage Fast - Visit MortgageSearcher Online
Find the mortgage you've been looking for with MortgageSearcher. We can compare every mortgage from every lender in the UK to find the offer that is exactly what you are looking for.
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